
How many of your residents have no liability coverage?
Most operators can’t say, and the exposure lands on the community.
Verifying it by hand means chasing certificates one resident at a time, which is why most communities quietly let it go. Anything left uncovered comes out of operating cash or lands as a claim on your general liability policy.
A resident’s pet injures a neighbor, a guest, or a passerby.
A visitor is hurt on the steps, the deck, or the pad.
A cooking or heater fire spreads to the home next door.
A burst sprinkler line damages a neighbor’s home.
When there is no policy behind a claim, it looks for the party with assets, and in a manufactured housing community that is almost always you.
Consumer Federation of America, Exposed: A Report on 1.6 Trillion Dollars of Uninsured American Homes, 2024.
When a resident already carries insurance, we verify it, and when they do not, we put coverage in force. Either way, your office is not chasing paper.

SafeLease commercial properties, coast to coast
average attachment rate across those portfolios
Move the three sliders to match your portfolio. Every enrolled home carries a $6 monthly admin fee, billed to the resident on your existing ledger and paid to you.
Half of residents in a typical community carry no coverage today. The other half bring their own policy, which we verify instead.
Illustrative. Fee varies by community.
We place the coverage and run the compliance behind it, on one system built for manufactured housing.
Proof of insurance is requested from the resident.
We check it is real, current, and meets your lease.
Every policy watched for expiry.
Uncovered homes go onto your policy, billed with rent.
Coverage status on every home, plus what the program returns.
| Community | Home | Resident | Policy number | Expiration | Status |
|---|---|---|---|---|---|
| Cedar Run | H-118 | M. Delgado | CBE191834 | 03/14/27 | Accepted |
| Maple Crossing | C-08 | L. Marsh | FEE287884 | 05/22/26 | Expired |
| Willow Bend | B-22 | R. Okafor | AAD073410 | 11/02/26 | Accepted |
| Cedar Run | H-204 | T. Nguyen | EFD391991 | 01/30/27 | Accepted |
Validated on every policy
Automated on addendums
Handled end to end
Tracked before they expire
With an admin fee on every enrolled home, revenue starts at the first billing cycle after launch and grows as the community leases up. The program itself costs nothing to operate.
Built for manufactured housing, not apartments
Works with leading property management systems
Claims handled by our own team, not outsourced
One call. We will review your lease language, identify how many homes in your portfolio are out of compliance, and show you what the program would return on your own numbers.
Your portfolio, your current coverage, and where the exposure sits.
The portal and the program, running on your community.
Addendum, notices, and staff training. Then every home is tracked.
Coverage runs from $100,000 to $500,000, scaled to your lease terms.
Residents always keep the option to bring their own coverage.